The HCTC is a federal tax credit that pays 80% of qualified health insurance premiums for eligible individuals and their family members. If you are eligible, the HCTC is available to you monthly as premiums become due, yearly when you file your federal tax return, or a combination of both.

In order to receive the HCTC, you must be enrolled in a qualified health plan and meet certain requirements, such as being a:

• Trade Adjustment Assistance (TAA) or Alternative Trade Adjustment Assistance (ATAA) recipient
• Pension Benefit Guaranty Corporation (PBGC) benefits recipient

Are you interested in receiving the HCTC?
Find out if you are eligible for the HCTC. If you are eligible, learn how you can begin to receive this valuable tax credit.

Are you already a monthly HCTC participant?
View details on making account updates, address changes and payments. Also learn how you can claim the HCTC on your federal tax return for payments you made directly to your health plan prior to registering, or while you were registered, for the monthly HCTC Program.
 

Are you interested in claiming the yearly HCTC on your federal tax return?
View details on how to claim the HCTC on your federal tax return, including the forms and documentation you'll need to receive the tax credit. 
 
Return to the HCTC Program home page.
Go to the HCTC Quick References page to view a glossary of terms, FAQs and additional resources.